I dont see a way out of this . I feel a panic attack coming.

[Anonymous 3]

Man and we were denied state medical insurance before we had kids because we had "too many assets." In other words 2 paid off older cars and we each drove 1 daily to work. They told us we would have to sell 1 to get state insurance. No public transportation where we lived so when I asked them how we should manage getting to work they told me to sell my car and have a baby. Then we would get food stamps, insurance, and housing paid for so it would benefit us.
Needless to say I didn't do that I didn't want to use state funds I just wanted insurance in case there was a medical emergency.

Medicaid asset limits are determined by state. Some states have strict asset limits some have no asset limits. There are no asset limits on federal programs such as SNAP and HUD - just income limits.

Didn't really ask I know the difference between a state and federal program it's still ridiculous though.

Got it, lol. Your situation is a great example of why assets shouldn’t be considered, just income!

[Anonymous 1]

Medicaid asset limits are determined by state. Some states have strict asset limits some have no asset limits. There are no asset limits on federal programs such as SNAP and HUD - just income limits.

Didn't really ask I know the difference between a state and federal program it's still ridiculous though.

Got it, lol. Your situation is a great example of why assets shouldn’t be considered, just income!

I think assets should be considered but at a reasonable level. If you own a million dollar home and brand new car outright but lose your income you shouldn't qualify for aid.

[Kookookrazy]

Basically some of you feel if you need any type of assistance you aren't deserving of nice things and should be absolutely destitute.

[Kookookrazy]

they aren’t saying you don’t have money, they are saying that there are better decisions that could be made with your money. You currently use section 8 housing and only pay for a small portion of your rent. Not very long ago you required further assistance and have posted in the past few years about how panicked you were about money. There’s no shame in needing the help, no one should go homeless especially with children, but if you want to become economically independent and not have to rely on government funding, this isn’t a wise way to be spending your money.

It’s your money, you can spend it how you want, but you’re not going to be able to work your way out to economical independence if you keep spending thousands on vacations, concerts, casinos, etc. it’s your choice, but a financial planning class would greatly benefit you. I don’t care what you do in that aspect, but the only frustration I get out of it is people see things like this and it turns them against supporting public assistance programs for those who really need it.

The money I spend on vacations,concerts etc. isnt govt money
..that is money I saved from other means that I did not spend.Thats car accident settlement money,my mom's estate money,income tax money etc. That I have not touched so I just let it sit and collect interest. Thats not my INCOME.Its an asset tes but I cant pay rent with that money it wouldn't last.


My money is pretty much gone anyway because i have to use it for liposuction. My lymphedema is so so much worse now and the only way to normalize my legs is liposuction and its considered cosmetic I have to pay out of pocket for it.

Im not using my kids savings or our emergency fund to fund the surgery I've been ubering extra hours i want to have the money for it by next winter.

It doesn’t matter if it isn’t the physical government money that you spent on the trips, concerts, casinos, etc, it’s money that could have been saved and invested into things that would provide you a more financially stable future. Why are you spending thousands on a four day vacation when you need a medical procedure that you currently can’t afford and are going to have to save another year now in order to afford? A medical procedure that would further your mobility and in turn give you more opportunities for financial gain?

I’m not saying if you are on assistance you should never have a single nice thing, but when you put extravagant trips before medical procedures and working to pay your own rent, you’re just making it a whole lot harder on yourself to ever reach independence. And I’ve been there, I have had financial struggles in the past. But you never take anyone’s advice anyway so I don’t know why I bother responding. I understand that you’ve had things in your past that make you always defensive and unable to see yourself as anything but the victim, but there’s a lot out there that could help you if you just put in that effort.

The medical procedure is purely cosmetic it won't help me with mobility. I am fully mobile lol im just fat. I didn't even anticipate needing any surgery the deformity that I have crept up on me slowly i even talked about it with my kids the other days wondering where tf did it come from because it wasn't here 2 years ago.

I did my own lil research and found other women that have it and they are SKINNY literally 130 pounds one was even smaller and they both had surgery to normalize their legs.I can get the surgery tomorrow if I wanted to but I want to take the year to lose weight first than normalize my legs. This deformity is making me so depressed I can't even wear a swimsuit without people staring at me. I can't wear shorts at all only capris.

I'm taking the year to lose as much weight as possible than im going to get my body done. The surgery looks extremely painful but I don't care I want normal legs. I want to wear a swimsuit without people looking at me in disgust.

[Anonymous 8]

Basically some of you feel if you need any type of assistance you aren't deserving of nice things and should be absolutely destitute.

No we have a issue with the fact that you can afford vacations, LV purse, liposuction - but cannot afford rent. The first things mentioned are wants, while rent is a need. Number one priority should be rent, and if you can afford luxury items you should pay your rent, utilities and groceries first. Then whatever is left over after that should go toward savings in which you can purchase these things.

It's not you it's the system. The system is broken when one person only pays 30% of their rent and can afford a vacation, and luxury items; while another pays 100% of their rent and is not able to do the same thing, and may even struggle to put food on the table. Why is one deserving of nice things while the other is not? I am starting to think that some people on assistance are better off then ones working full time that do not meet the requirements, and this is very unfair.

[Anonymous 4]

The money I spend on vacations,concerts etc. isnt govt money
..that is money I saved from other means that I did not spend.Thats car accident settlement money,my mom's estate money,income tax money etc. That I have not touched so I just let it sit and collect interest. Thats not my INCOME.Its an asset tes but I cant pay rent with that money it wouldn't last.


My money is pretty much gone anyway because i have to use it for liposuction. My lymphedema is so so much worse now and the only way to normalize my legs is liposuction and its considered cosmetic I have to pay out of pocket for it.

Im not using my kids savings or our emergency fund to fund the surgery I've been ubering extra hours i want to have the money for it by next winter.

It doesn’t matter if it isn’t the physical government money that you spent on the trips, concerts, casinos, etc, it’s money that could have been saved and invested into things that would provide you a more financially stable future. Why are you spending thousands on a four day vacation when you need a medical procedure that you currently can’t afford and are going to have to save another year now in order to afford? A medical procedure that would further your mobility and in turn give you more opportunities for financial gain?

I’m not saying if you are on assistance you should never have a single nice thing, but when you put extravagant trips before medical procedures and working to pay your own rent, you’re just making it a whole lot harder on yourself to ever reach independence. And I’ve been there, I have had financial struggles in the past. But you never take anyone’s advice anyway so I don’t know why I bother responding. I understand that you’ve had things in your past that make you always defensive and unable to see yourself as anything but the victim, but there’s a lot out there that could help you if you just put in that effort.

The medical procedure is purely cosmetic it won't help me with mobility. I am fully mobile lol im just fat. I didn't even anticipate needing any surgery the deformity that I have crept up on me slowly i even talked about it with my kids the other days wondering where tf did it come from because it wasn't here 2 years ago.

I did my own lil research and found other women that have it and they are SKINNY literally 130 pounds one was even smaller and they both had surgery to normalize their legs.I can get the surgery tomorrow if I wanted to but I want to take the year to lose weight first than normalize my legs. This deformity is making me so depressed I can't even wear a swimsuit without people staring at me. I can't wear shorts at all only capris.

I'm taking the year to lose as much weight as possible than im going to get my body done. The surgery looks extremely painful but I don't care I want normal legs. I want to wear a swimsuit without people looking at me in disgust.

I was reading the news and thought about you when I saw this https://www.11alive.com/article/news/in ... e418c6fa8a

[Anonymous 5]

If your income meets the income requirements (generally 80% of medium) than you qualify. If you are married income requirements are based on household income. It’s not rocket science.

You want to know the reality? No one with assets should qualify for housing assistance unless and until they have expended their assets to cover those expenses. That's rocket science.

You just clued people in on how to jump the system.

Do you understand what housing assistance is? You are required to pay 30% of your income towards rent and housing assistance makes up the rest (within limits). You seem to feel that people should be rendered penniless before they receive this assistance? Why?

Honestly, I think most people understand how housing assistance works so I would bet I only clued you in.

I haven't a clue.

[Olioxenfree]

Basically some of you feel if you need any type of assistance you aren't deserving of nice things and should be absolutely destitute.

No one said that. And no one “deserves nice things.” Nice things also don’t have to always equal expensive things. Some people can’t afford to go on cruises, that doesn’t mean they don’t “deserve” it, that means they can’t afford it, so they find other nice things to do within their budget. We wouldn’t be able to afford to go to Disney with our family for a week, that doesn’t mean my kids don’t deserve it, it means it’s not in our budget, end of story. That also doesn’t mean we don’t have the money, we do, it means that putting that money toward a week at Disney would be taking it away from bigger priorities.

You’re not the only person to ever struggle financially on here. I don’t come from a family that can economically support their adult kids and my husband hasn’t received economic help from his parents since we was 17. When we got married we were on a very tight budget and lived in a tiny income restricted apartment in Brooklyn. We went without a lot of things in order to save and work toward better financial opportunities. We were stable, then my second son was born prematurely and I had to take five months off work, my husband had to reduce his hours, and we had a huge stack of unexpected medical bills. So we went from being financially stable to having to use forms of public assistance. That doesn’t mean we never did anything fun while we were recovering, but our big trips were day trips to free sites nearby, eating out at all, a picnic in the park, a once a year trip to an nearby less expensive amusement parks, etc.

That was twelve years ago and we’re now home owners and can comfortably provide for our kids but none of that would have happened if we took as many trips and extra expenses as you do every time we had any spare cash. If this was your first trip I doubt as many people would say anything. But over all of the years you’ve been on here almost all of your posts that aren’t venting about your family or trashing your kids have been about either not having enough money for a need or about expensive trips to casinos, water parks, expensive concerts, video game systems, cross country trips, cruises, etc. All of that money would have been a down payment on a house by now. And the only thing that changed financially for you was you inherited money or got it from settlements, which you said is now almost gone. I don’t care how you spend your money, I try to advise on making better financial decisions hoping maybe you’ll be able to get yourself into a better place, but it’s up to you to make that choice. The thing that does frustrate me is that people read your posts and it gives them a bad taste in their mouth, of why should my tax dollars pay for someone’s housing if they can afford all these things, and that influences how people vote and effects people who need the assistance and are doing whatever they can to get into a better place.

[Anonymous 4]

Basically some of you feel if you need any type of assistance you aren't deserving of nice things and should be absolutely destitute.

No one said that. And no one “deserves nice things.” Nice things also don’t have to always equal expensive things. Some people can’t afford to go on cruises, that doesn’t mean they don’t “deserve” it, that means they can’t afford it, so they find other nice things to do within their budget. We wouldn’t be able to afford to go to Disney with our family for a week, that doesn’t mean my kids don’t deserve it, it means it’s not in our budget, end of story. That also doesn’t mean we don’t have the money, we do, it means that putting that money toward a week at Disney would be taking it away from bigger priorities.

You’re not the only person to ever struggle financially on here. I don’t come from a family that can economically support their adult kids and my husband hasn’t received economic help from his parents since we was 17. When we got married we were on a very tight budget and lived in a tiny income restricted apartment in Brooklyn. We went without a lot of things in order to save and work toward better financial opportunities. We were stable, then my second son was born prematurely and I had to take five months off work, my husband had to reduce his hours, and we had a huge stack of unexpected medical bills. So we went from being financially stable to having to use forms of public assistance. That doesn’t mean we never did anything fun while we were recovering, but our big trips were day trips to free sites nearby, eating out at all, a picnic in the park, a once a year trip to an nearby less expensive amusement parks, etc.

That was twelve years ago and we’re now home owners and can comfortably provide for our kids but none of that would have happened if we took as many trips and extra expenses as you do every time we had any spare cash. If this was your first trip I doubt as many people would say anything. But over all of the years you’ve been on here almost all of your posts that aren’t venting about your family or trashing your kids have been about either not having enough money for a need or about expensive trips to casinos, water parks, expensive concerts, video game systems, cross country trips, cruises, etc. All of that money would have been a down payment on a house by now. And the only thing that changed financially for you was you inherited money or got it from settlements, which you said is now almost gone. I don’t care how you spend your money, I try to advise on making better financial decisions hoping maybe you’ll be able to get yourself into a better place, but it’s up to you to make that choice. The thing that does frustrate me is that people read your posts and it gives them a bad taste in their mouth, of why should my tax dollars pay for someone’s housing if they can afford all these things, and that influences how people vote and effects people who need the assistance and are doing whatever they can to get into a better place.

All of the "welfare queen" stuff she brings to the site has made me question if she's for real.