Store credit card for bad credit

Unread post Wed Apr 17, 2019 9:46 pm

Anyone know of a store credit card that someone can get with a credit score of 507? I know that's really low. And no, this isn't for me. Not trying to have a discussion about secured credit cards. Thanks.

Unread post Wed Apr 17, 2019 9:48 pm

Maybe Bealls or Ross if you have one of those stores by you. I usually avoid store credit cards but I think those two are more lenient.

Unread post Wed Apr 17, 2019 9:50 pm

Pjmm wrote: ↑Wed Apr 17, 2019 9:48 pm Maybe Bealls or Ross if you have one of those stores by you. I usually avoid store credit cards but I think those two are more lenient.

Thanks! We have a Ross here.

Unread post Wed Apr 17, 2019 9:51 pm

Most wont deal with anyone below 580 but walmart has accepted 550. She needs to build it up to over 600

Unread post Wed Apr 17, 2019 9:54 pm

I've always heard that almost anyone can get the car repair place credit cards. Like Firestone or Goodyear.

Unread post Wed Apr 17, 2019 10:02 pm

Anonymous 2 wrote: ↑Wed Apr 17, 2019 9:51 pm Most wont deal with anyone below 580 but walmart has accepted 550. She needs to build it up to over 600

I just had a thought, I may add her as an authorized user on my credit card for a few months and just not tell her. Maybe that will help her score improve to at least 550. Right now she has no credit usage for the past few years and bad credit history for the couple of years before that.

Unread post Wed Apr 17, 2019 10:05 pm

Try Kohl's?

Unread post Wed Apr 17, 2019 10:08 pm

MistressMonster wrote: ↑Wed Apr 17, 2019 10:05 pm Try Kohl's?

We do have kohl's! Thanks!

Unread post Wed Apr 17, 2019 10:09 pm

Anonymous 1 wrote: ↑Wed Apr 17, 2019 10:02 pm
Anonymous 2 wrote: ↑Wed Apr 17, 2019 9:51 pm Most wont deal with anyone below 580 but walmart has accepted 550. She needs to build it up to over 600

I just had a thought, I may add her as an authorized user on my credit card for a few months and just not tell her. Maybe that will help her score improve to at least 550. Right now she has no credit usage for the past few years and bad credit history for the couple of years before that.

Horrible idea

Unread post Wed Apr 17, 2019 10:11 pm

Anonymous 2 wrote: ↑Wed Apr 17, 2019 10:09 pm
Anonymous 1 wrote: ↑Wed Apr 17, 2019 10:02 pm
Anonymous 2 wrote: ↑Wed Apr 17, 2019 9:51 pm Most wont deal with anyone below 580 but walmart has accepted 550. She needs to build it up to over 600

I just had a thought, I may add her as an authorized user on my credit card for a few months and just not tell her. Maybe that will help her score improve to at least 550. Right now she has no credit usage for the past few years and bad credit history for the couple of years before that.
Horrible idea

Why? She wouldn't have access to the card at all. I'm not sure what could go wrong.

Store credit card for bad credit

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