Since budgeting is a hot topic LOL

[Deleted User 1039]

I'm curious why someone wouldn't?

Depends on what timeframe you are talking about, I guess. We use our credit card close to daily, but only pay it off monthly. So we have a balance on our credit card most of the time even though we have the money to pay it.

Or if someone has a 0% interest loan and wanted to keep the money available for emergencies, I guess.

[Anonymous 2]

There is bad debt, and good debt. But, debt is simply money owed.

[Deleted User 638]

It's debt.

[Oliviasmom72]

Yes. Pay it off

[Anonymous 3]

If you owe, it's debt.

[Vegaswife2011]

Yes that’s still debt.

[Anonymous 1]

Me? I have no desire to pay off my debt early. I prefer having my money sit in the bank where it can grow.

Yes. Pay it off

[MistressMonster]

Yes, it's still a debt until it's paid off

S/O #3

Dammit! I've been working crazy hours. What are the other posts besides this one, and the spin off?

[Sassy762]

I saw these this morning, they maybe spins off posts from prior posts, lol
Number 1
viewtopic.php?f=11&t=20857

Number 2
viewtopic.php?f=11&t=20861&start=30

Yes, it's still a debt until it's paid off

S/O #3

Dammit! I've been working crazy hours. What are the other posts besides this one, and the spin off?

[Smarties]

I'm curious why someone wouldn't?

Depends on what timeframe you are talking about, I guess. We use our credit card close to daily, but only pay it off monthly. So we have a balance on our credit card most of the time even though we have the money to pay it.

Or if someone has a 0% interest loan and wanted to keep the money available for emergencies, I guess.

Hmmm I wouldn't consider a bill I paid in full monthly being in debt, whether thats my credit card bill or my electric bill. But a loan I would. But overall I think people are just splitting hairs at this point.