Do you budget and how??

[The Church Lady]

I've been researching different apps/programs such as YNAB and Mint. Do you use these or any others? What do you find to be the best one?

YNAB looks good but not crazy about having to pay a fee.

[ReadingRainbow]

Paying to budget sounds ridiculous...

Figure how much you bring in a month, then figure out how much in bills you pay out, then decide on an appropriate number to spend on food, and fun.

[carterscutie85]

I just keep track in my head. Using cash helps a lot of people because you can see it dwindling away vs just swiping a card all the time.

[Anonymous 1]

I think budgeting is for fools

[ReadingRainbow]

I think budgeting is for fools

How is responsibility a fool's game?

[Anonymous 1]

I think budgeting is for fools

How is responsibility a fool's game?

You don't need to budget to be responsible

[Bubbs]

Dave Ramsey. Following that is helping paying off debt and adding to my savings

[Anonymous 2]

It's a loose budget. A set percentage goes to savings and investments each month. There's no strict budget for the rest of it.

[ReadingRainbow]

I think budgeting is for fools

How is responsibility a fool's game?

You don't need to budget to be responsible

Yeah... You do.

Even someone with 8 million dollars in the bank needs to make sure they aren't spending 9 million.

[Anonymous 1]

How is responsibility a fool's game?

You don't need to budget to be responsible

Yeah... You do.

Even someone with 8 million dollars in the bank needs to make sure they aren't spending 9 million.

Lol no you don't. I have never once budgeted

I am stable financially, have 0 debt, and am not struggling at all