Would you slash your own tire so it would be covered by insurance?

[Deleted User 1039]

Why would he have had to purchase 2 of they slashed 3 successfully?

You said they cover either 1 or 4, so I’m not sure I understand the issue.

[Anonymous 1]

Why would he have had to purchase 2 of they slashed 3 successfully?

You said they cover either 1 or 4, so I’m not sure I understand the issue.

If he had not slashed the last one the insurance company would have replaced only 1 tire. That leaves 2 more tires to be replaced so he would have had to buy them himself.

[Deleted User 1039]

Why would he have had to purchase 2 of they slashed 3 successfully?

You said they cover either 1 or 4, so I’m not sure I understand the issue.

If he had not slashed the last one the insurance company would have replaced only 1 tire. That leaves 2 more tires to be replaced so he would have had to buy them himself.

I’m not really sure I believe that, I guess. What company is this that won’t replace 4 damaged tires just because one wasn’t completely flat?

He would have needed to buy 3 in your scenario.

[Deleted User 638]

No, because that's insurance fraud.

Technically it is but there is no way they can actually find out.

It's still fraud even if they never find out. It's not something I'd ever be comfortable doing.

[Anonymous 1]

Why would he have had to purchase 2 of they slashed 3 successfully?

You said they cover either 1 or 4, so I’m not sure I understand the issue.

If he had not slashed the last one the insurance company would have replaced only 1 tire. That leaves 2 more tires to be replaced so he would have had to buy them himself.

I’m not really sure I believe that, I guess. What company is this that won’t replace 4 damaged tires just because one wasn’t completely flat?

I am not sure what company he uses.

[Anonymous 3]

This doesn't make sense to me. I get that they wouldn't replace the undamaged one, but the other 3 should be covered.

But even if that really is their policy, I would not slash my own tire. That's fraud. Because of the deductable, I doubt it would make sense to file a claim to replace the tires anyway. I would just pay for new ones.

[Vegaswife2011]

I'd have to read my policy first.

[Vegaswife2011]

If I could not get 3 tires replaced because they didn't cut the fourth, you best believe I'm cutting the fourth. I pay for that insurance and it's stupid to pay for insurance and have to pay to replace the tires too.

I agree.

[Anonymous 1]

This doesn't make sense to me. I get that they wouldn't replace the undamaged one, but the other 3 should be covered.

But even if that really is their policy, I would not slash my own tire. That's fraud. Because of the deductable, I doubt it would make sense to file a claim to replace the tires anyway. I would just pay for new ones.

I am not sure what the deductible is if there even is one. On my policy glass and tires do not have a deductible. Replacing two tires would have been about $550 out of his pocket

[Anonymous 4]

This doesn't make sense to me. I get that they wouldn't replace the undamaged one, but the other 3 should be covered.

But even if that really is their policy, I would not slash my own tire. That's fraud. Because of the deductable, I doubt it would make sense to file a claim to replace the tires anyway. I would just pay for new ones.

Our deductable is $300. Our tires for all 4 are average $750. It makes a lot of sense for us at least.